Financing Caravan: what are the options?

A caravan gives you a lot of freedom. You can go wherever you want, go out whenever you want just like with a caravan or camper. Unfortunately, a caravan is not always cheap. Read our tips about the possibilities for financing your caravan.

Financing the duration of the caravan

Financing the duration of the caravan

Just like when financing a car, it is wise to choose a term that does not exceed the economic life of the caravan . This prevents you from paying while the caravan has already been debited. Or if you want to trade it in again and take into account a maximum residual value.

Choose a loan for your caravan

Choose a loan for your caravan

If you want to borrow money for your caravan, you can choose from a personal loan or a revolving credit. Do you like clarity and overview? So that you know in advance what you pay per month and when the loan ends, a personal loan is a good choice. If you want more flexibility and withdraw the money when you want, a revolving credit is a good option. Are you 60 or older? Then the senior citizen loan is a good option. With this special personal loan you can optionally take out a life insurance policy.

Financing your caravan with a personal loan

Financing your caravan with a personal loan

In most cases, a personal loan is the most suitable option. You borrow a fixed amount at a fixed interest rate and duration. This way you know exactly what you pay each month and when the loan for your caravan is repaid. Very clear. If you opt for a personal loan, we can offer you a competitive interest from 4.1%. Do you have a financial windfall in the meantime? Then you can repay your loan without penalty. That is a lot cheaper than financing your carvan through the dealer. This is often much more expensive due to the interest rate, and also not free of charge. Moreover, you cannot compare the options – conditions. So you are not sure whether you have taken out the best loan.

Financing your caravan with a revolving credit

Financing your caravan with a revolving credit

You already take out a revolving credit with us from 4.5% interest. A revolving credit gives you more freedom and flexibility. You can borrow a higher amount than the purchase amount. So that you have extra money in hand in case of unforeseen circumstances. You can always reimburse repaid amounts. Bear in mind that you will then have a longer term before your debt is fully repaid. You can also repay your loan without penalty.