You can apply for a private loan as an entrepreneur

Do you want to borrow private money as an independent entrepreneur?? For example for the purchase of a new car, caravan or kitchen? Read more about how you take out a private loan step by step as an entrepreneur.

Borrowing money as an entrepreneur for private purposes: how do you qualify?

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To borrow money as an entrepreneur for private purposes, you must meet a number of conditions. For example, the spending objective of the credit must be purely for consumer use. In addition, you must have been active as an independent entrepreneur for at least 3 years and be able to submit annual accounts for the past 3 years. Based on the annual accounts for the past 3 financial years, the bank determines whether and how much you can borrow. In addition, it is important that you can prove that you are borrowing for private purposes.

You can also submit an extract of your company’s registration with the Chamber of Commerce. And your company has a positive equity and you as a person have an experienced payment history (no negative ABC registration and you have borrowing experience).

What is the maximum amount I can borrow?

What is the maximum amount I can borrow?

Whether and how much money you can borrow depends on your personal situation. The application amount has been maximized at 65,000 by the banks. Wondering how much you can borrow? It is important that you never borrow more than you actually need so that you borrow money responsibly.

Calculate your maximum borrowing capacity yourself

Loan forms

Loan forms

If you, as an entrepreneur, want to take out a loan for private purposes , you can choose from a personal loan or a revolving credit.

A personal loan offers many benefits. You borrow a fixed amount that is deposited directly into your account. There is a fixed term for the repayment of the loan, whereby the interest is also fixed in advance. You pay a fixed monthly amount to repay the total amount due. If you also use such a loan for a renovation or improvement of your home, you can deduct the interest for income tax. With the National Credit Checker you borrow carefree money at the lowest interest rates and the best loan conditions in the Netherlands. You can request your loan securely and completely online from us.

Redistribution at a lower interest rate

Redistribution at a lower interest rate

Many entrepreneurs have a private credit with their home bank. Did you know that you can transfer this loan to a lower interest rate for free? With a lower interest rate offer, you immediately save on your monthly charges. In addition, your credit can also be converted into, for example, a personal loan. That means lower monthly costs and earlier debts free.

Apply for a personal loan for a self-employed person

That is very simple and you can just do it online, at a time that suits you. You can take out a loan online in 4 simple steps. You apply for your loan in our digital environment. Applying for and activating your loan is done in “My ABC”. This means submitting your application safely, reliably and easily. That way you have the right information at all times.